Put Your Money Where Your Mind Is
Financial Advisor Houston - Quantum Financial Strategies
Money decisions can be daunting, but at Quantum Financial Strategies, we recognize that the real issue is rarely about "the money." Instead, the problem is far more likely to be related to someone’s "mindset about money."
As illustrated in the chart below, Consumer Debt has surpassed the 1-Trillion Dollar mark for the first time in our nation's history. This milestone highlights a rigid cycle of persistent spending amongst Americans, regardless of overall positive cash flow (disposable income). While the costs of goods and services have risen steadily throughout the year, placing an increasing drag on the balance sheets of American families, many remain optimistic and continue to spend. In other words, we’re going into debt to maintain our coveted American way of life – and it’s a bad strategy.
At QFS, we love optimism about money, but we also understand the importance of intelligent financial decisions. As I write this, we believe there has never been a more critical time to press pause on spending and recalibrate our need-want ratio.
Here's an observation that may not surprise some of you, especially those who have worked with other "financial advisors" who proudly bolster their big-brand logos on their business cards. The status quo financial services industry trains advisors to prioritize one metric above all others – bringing revenue into the firm. For success to be measured in a career with an asset management firm, you must bring new assets into the firm. In an insurance agency, the emphasis is on selling insurance products. If you fail to do this on a continuous basis, they’ll show you right out the door. These comparisons abound with many career lessons learned, but when you peel back the fancy offices and sales collateral, you’ll notice they all focus on one thing above all else: the money.
Consequently, those who place their trust these revenue-driven advisors may find that this model overlooks the most crucial ingredient in financial planning – the person whose life money moves in and out of! The selective focus aligns with how advisors are measured (and paid), perpetuating this enigmatic firm revenue system. It is their lifeblood and they have been successful with this approach since the early 1900’s.
These superficial solutions, such as "earn more, spend less, retire later, or even die sooner," disregard the human being through whom the money flows. At QFS, we see this as an outdated and fundamentally broken approach, and we unapologetically aim to disrupt this industry with our planning philosophy. Our mission is not merely to appease but to transform, focusing on improving financial intellect for as many individuals as possible.
At Quantum Financial Strategies, we rebuild financial belief systems, empowering anyone willing to redefine financial understanding. We enable intelligent, informed choices, often for the first time in one's life, aligning with personal goals.
We're not just a different financial organization; we're a challenge to the entire industry. We’re a wake-up call that it's time for real change. Our passion for assisting others runs deeper than any revenue model ever could, and we invite you to Come Learn With Us! Welcome to Quantum Financial Strategies, where Empowering People isn't just a tagline; it's our rebellion against the status quo.